Reddybook Deposit & Withdrawal: UPI, Minimum, UTR (2026)

Minimum deposit: ₹100as stated by the agent
WhatsApp replies: 24x7as stated by the agent
Crediting time: Ask firstbefore you pay
Withdrawals: Ask firsttime and minimum, before you deposit
Proof you keep: 12-digit UTRand the agent’s answers, in the chat

Methods
Deposit steps
Minimum deposit
Questions to ask
UPI deposit
UTR number
Not credited
Limits
₹1,000 example
Withdrawal
Bank freeze risk
Questions

Reddybook deposit methodsTerms as stated by the agent on 13 Nov 2026. Confirm them on WhatsApp before you pay.

Method	Minimum	Charges	Proof you send
₹UPI ID (any app)	₹100, as stated by the agent	None stated	12-digit UTR and a screenshot
₹UPI QR code	₹100, as stated by the agent	None stated	12-digit UTR and a screenshot
Bank transfer (IMPS)	Ask on WhatsApp	Your bank’s IMPS fee, if any	IMPS reference number and the time

We publish no crediting time. Ask the agent how long a deposit usually takes to show in your balance, before you pay, and keep the answer in the chat. Withdrawals are covered further down and on the withdrawal page.

How a Reddybook deposit works, step by stepFour actions: ask, pay, send the reference, wait for the credit.

UPI payment screen showing the amount and the receiving name before the PIN is entered

Screenshot slot: UPI deposit

Decide the amount first. Pick a figure you can lose without touching rent, fees or savings. Do this before you open the chat, not during a match.
Ask for fresh payment details. Message the agent who issued your ID, or open the deposit screen in the panel, and get the UPI ID, QR code or bank account for this payment. Details from last week may already be dead.
Read the name your UPI app shows. Before you enter the PIN, the app displays the account holder’s name. Tell the agent that name and get a yes before you pay.
Pay the exact amount, once. Do not split it, round it or add a note that mentions betting. One payment, one reference number.
Send the reference. Copy the UTR from the success screen and send it with the amount, the time and your username.
Wait for the credit. The balance in the top bar of the panel changes when the agent has matched your UTR to their bank entry. Refresh the page once; do not pay again.

Before you tap Pay

Three checks, ten seconds. The details arrived in this chat today. The name on your UPI screen is the name the agent confirmed. The amount is the amount you planned before the match.

We do not run test payments, so these steps describe how agent-run exchange panels handle deposits in general. If you do not have an ID yet, start on the Get ID page.

What to send after you pay, and what should come back

You send

Your Reddybook username (never the password)
The amount, for example “₹1,000”
The 12-digit UTR, typed or pasted as text
The time of payment and the UPI app you used
One screenshot of the success screen

You receive

A reply that the UTR has been found
The new balance, which you confirm yourself in the panel
Nothing that asks for an OTP, a PIN or a second “verification” payment

Reddybook minimum depositThe floor is set by the agent, not printed on a public page.

Minimum deposit: ₹100, as stated by the agent
Stated on: 13 Nov 2026
Bank transfer minimum: Not published here. Ask on WhatsApp before you pay.
Who sets it: The agent or the panel’s deposit screen. Two agents can quote two different floors.
Minimum withdrawal: Not published here. Ask before your first deposit.

That last line matters. A withdrawal minimum can be higher than the deposit minimum. If it is, and you deposit ₹100 and lose part of it, the balance left can be too small to withdraw. Ask for the withdrawal minimum first, and plan the first deposit around the answer.

Seven questions to ask before your first depositThe only figure we can give you is the ₹100 minimum the agent states. Everything else you ask for, in writing.

“Which login address is my ID for?” Ask this first. We do not publish a panel address and we do not know which one you will be given.
“What is the minimum deposit today, by UPI and by bank transfer?” The agent stated ₹100 on 13 Nov 2026. Check it still holds, and ask about bank transfer separately.
“After I send the UTR, how long until the balance shows?” This tells you how long to wait before you ask again.
“What is the minimum withdrawal?” Ask for UPI and for bank transfer.
“How long does a withdrawal usually take, and on a match night?” Two answers, one for a quiet day and one for a busy one.
“Is there a maximum per deposit, per withdrawal or per day?” Agents usually set limits per ID and can change them.
“Is any fee or commission taken on deposits, winnings or withdrawals?” Ask for the rate as a number.

Keep the answers in the chat. Do not accept them on a call or in a voice note. Typed answers with a date are the only record you will have if a payment is late or a figure changes.

Our WhatsApp contact is an independent agent, not Kenlodge and not the operator. Ask which login address your ID is for before you pay.

Ask on WhatsApp

What a clear answer looks like, and what a vague one looks likeYou are judging the agent before any money moves. The answers are the evidence.

A clear answer

Is a number or a time: “minimum withdrawal is ₹X”, “UPI is usually paid within Y”.
Is typed in the chat, where you can scroll back to it, not said on a call.
Covers the slow case too: what happens on a match night or a weekend.
Says “no fee is ever asked for before a withdrawal”.
Names the login address your ID is for.

A vague answer

“Instant”, “fast”, “no tension”, “don’t worry bhai”, with no number.
“Deposit first, then I will explain.”
A voice note or a call in place of a typed reply.
A different figure each time you ask.
Any mention of a fee, a tax or a “verification” payment to get money out.

If the answers are vague, do not deposit. If they are clear, screenshot them with the date showing. When a payment is late, that screenshot is the only thing you can point to.

Reddybook UPI deposit: ID, QR code and payment requests

A UPI deposit is an ordinary person-to-person payment from your UPI app to an account the agent gives you. There are two ways to start it. You can type the UPI ID (it looks like name@bank) into your app, or you can scan a QR code that carries the same ID. Both end on the same screen: amount, receiving name, PIN.

A QR code sent as a picture is the easiest thing to fake. The picture can say anything; the receiving name your app shows before the PIN comes from the bank. Read it.

One rule covers every UPI trick: entering your UPI PIN sends money. It never receives money, never “verifies” an account and never “activates” an ID. If a request appears in your app that you did not start, decline it.

Why the receiving UPI ID keeps changing, and why it is a private account

Online money gaming is prohibited in India, so no bank or payment company will knowingly give an exchange panel a merchant account. Deposits are collected instead through ordinary savings and current accounts held by individuals or small firms. That is why the name on your screen is a person or a shop you have never heard of, and never “Reddybook”.

Those accounts do not last. Banks watch for accounts that receive many small transfers from strangers, and they restrict or close them. When one stops working the agent moves to the next. A UPI ID that took your money on Monday can be blocked by Thursday.

In plain words: you are not paying a company. You are sending money to a private individual’s account on the word of a person in a chat. Nothing on your bank statement will show what the payment was for.

Keep the UTR and the chat where the details were given. The Is Reddybook safe? guide goes through what this arrangement means for you if something goes wrong.

What a UTR number is and where to find itUTR stands for Unique Transaction Reference. For UPI and IMPS it is a 12-digit number.

It is the one detail that lets an agent find your payment among hundreds. Apps label it differently and move their menus between versions, so treat the paths below as a general guide.

Google Pay

Open the payment from your transaction history. The details screen lists a “UPI transaction ID”. That 12-digit number is the one to send.

PhonePe

Open History and tap the payment. The details show a line marked “UTR”. Tap it to copy.

Paytm

Open the payment under Balance and History. Look for “UPI Ref No” or “UPI reference number”.

BHIM and bank apps

The transaction details show a reference or RRN number. For an IMPS transfer the bank app shows an “IMPS reference number”, also 12 digits.

Bank statement or SMS

The debit SMS and the statement line both carry the same number, usually after the letters UPI or IMPS. Use this when the app shows nothing.

Reddybook deposit not credited: causes and fixes

What you see	Usual cause	Fix
UPI app says success, panel balance unchanged	The agent has not matched your payment yet, or you have not sent the UTR	Send username, amount, UTR and time in one message. Then wait for as long as the agent told you crediting takes before you ask again.
UPI app says pending	Your bank or the receiving bank is slow	Do nothing until it turns to success or failed. Do not pay a second time.
UPI app says failed but money was debited	The transfer broke midway	The agent received nothing. Your bank normally reverses it; raise it in the UPI app’s help section if it does not come back.
Agent says “no entry with this UTR”	A wrong digit, or you sent the transaction ID instead of the UTR	Copy the number again from the details screen and from the debit SMS, and send both.
You paid an old UPI ID	The account is no longer used by the agent	Tell the agent at once with the UTR. Whether it is credited is now their decision. Always ask fresh next time.

Deposit limits: the panel’s and your bank’sTwo sets of limits apply to every payment. The lower one wins.

Panel minimum₹100, as stated by the agent on 13 Nov 2026. Ask separately about bank transfer.
Panel maximumNot published here. Agents usually set it per ID and can change it, so ask yours.
UPI daily cap₹1 lakh a day for most person-to-person payments. Some banks set a lower figure.
Your own limitThe only one that protects you. Set it before the others matter.

Deposit and withdrawal charges

UPINothing is charged to you for a person-to-person UPI payment.

IMPSYour bank may charge a few rupees plus GST per transfer. Check its fee list.

Agent feeNone stated to us for deposits. Ask before the first one and keep the answer.

Exchange commissionTaken on winning bets inside the panel, not on deposits. We publish no rate. Ask the agent for it as a number.

A charge that appears only when you try to withdraw (a “processing fee”, “tax” or “release fee” to be paid first) is not a charge. It is the most common scam attached to this brand, covered on the withdrawal page.

A worked ₹1,000 example: balance and exposure

Why the money you can withdraw is smaller than the balance you see

You deposit ₹1,000 and it is credited. The top bar shows a balance of ₹1,000 and exposure of zero. You then back a team for ₹300 at 2.00. The panel blocks that ₹300 as exposure, because it is the most you can lose on the bet.

On a second match you lay a team at 1.50 for ₹200. If that team wins you owe ₹100, so another ₹100 is blocked. Your balance still reads ₹1,000, but ₹400 is tied up and only ₹600 is free.

If you asked for a withdrawal now, ₹600 is all that could leave. If the agent’s withdrawal minimum is higher than ₹600, the request is refused. Nothing is wrong with your deposit. The bets have to settle first. Back, lay and exposure are explained with more examples in how a cricket exchange works.

Deposit credited: ₹1,000
Back ₹300 at 2.00: amount blocked: ₹300
Lay ₹200 at 1.50: amount blocked (200 × 0.50): ₹100
Total exposure: ₹400
Balance shown: ₹1,000
Free to bet or withdraw: ₹600

Reddybook deposit bonus: why this page lists none

Search results are full of “first deposit bonus” figures for Reddybook: 5%, 100%, 500%. We list none of them, because we have verified none of them. We will not copy a percentage from someone else’s poster.

If an agent does offer you a bonus, it is the agent’s own offer and the agent’s own terms. A bonus is not free money. It almost always comes with a turnover condition: you must place bets worth several times the bonus before any of the balance can be withdrawn.

Reddybook withdrawal in briefPick the route. The full guide is on its own page.

UPI withdrawal Bank withdrawal If it is late

To your own UPI ID

You enter the amount and your own UPI ID in the panel, or send them to the agent. The money arrives as a normal UPI credit from a private account. We publish no minimum and no time for this. Ask the agent for both before you deposit.

What to doUse a UPI ID in your own name and type it carefully. A wrong handle after the @ sends the request back or, worse, pays a stranger.

To your own bank account

Paid by IMPS. You give the account holder name, account number and IFSC. The minimum and the usual time for a bank transfer can differ from UPI, so ask for them separately.

What to doCopy the IFSC from your passbook or bank app, not from memory. Give the name exactly as the bank has it.

Pending for hours

Most delays are at the review stage: open bets, a name that does not match, or simply a queue on a match night.

What to doFollow the order of action and the message template in the Reddybook withdrawal guide. Never pay a fee to release a withdrawal.

The risk nobody mentions: your bank account can be frozen

A withdrawal reaches you from a stranger’s account. If that account is later reported for fraud, your account can be caught in the trail.

When someone files a cybercrime complaint about a payment, the police can ask banks to hold the money wherever it has moved to. The hold follows the transfers, not the guilt. If the account that paid your withdrawal also received money from a fraud victim, your bank may place a lien on the amount you received or freeze the whole account while it is looked into.

Keep your own recordsThe panel can go offline and a chat can be deleted. Your copies cannot.

Payment screenshot: The success screen with amount, receiving name, date and time. Take it before you leave the app.
UTR as text: Paste it into a note on your phone with the amount beside it. Screenshots get lost in a gallery.
The agent’s details message: The message where the UPI ID or QR was given. It shows you paid where you were told to.
Bank statement: Download the month’s PDF. It is the only record that someone outside the chat will accept.

What to do every time, and what never to do

Every deposit

Ask for the payment details again, in the chat where your ID was issued.
Check the receiving name on your own UPI screen before the PIN.
Pay from an account in your own name.
Send the UTR as text and keep the screenshot.

Never

Pay a QR code sent by a stranger, a “support” number or a Telegram account you did not contact first.
Pay a “release fee”, “tax”, “GST” or “verification deposit” to get a withdrawal.
Use a friend’s or relative’s account to deposit or to receive a withdrawal.
Share an OTP, your UPI PIN or your panel password, or install a screen-sharing app.

Set a budget before you deposit

Write one number for the month. It should be money that could vanish without anyone at home noticing. Write it down, with the date.
Divide it by match days. A ₹2,000 month over four match days is ₹500 a day. When the day’s amount is gone, the day is over.
Deposit only that day’s amount. Money already inside the panel is easier to bet than money still in your bank.
Never top up during a match. A deposit made while a bet is losing is a decision made by the scoreboard.

The budget is the only limit on this page that works in your favour. The panel has no deposit cap you can set for yourself and no cooling-off button. The agent is paid when you play, not when you stop.

Legal position and the risk to your money

Read this before any payment

The Promotion and Regulation of Online Gaming Act 2025 prohibits online money gaming and its promotion in India from 1 May 2026, and several states had their own bans before that.

For deposits and withdrawals that has direct consequences. There is no licensed company holding your balance. A deposit is a transfer to a private account, and a withdrawal is a transfer from one. If a deposit is never credited or a withdrawal is never paid, there is no regulator to write to and no ombudsman scheme that covers it.

Treat every rupee you deposit as money you may not see again, whatever the result of the match. If that is not acceptable, the right decision is not to deposit.

If deposits are getting out of handFree and confidential. You can call about money worries as much as anything else.

Tele-MANAS · 14416

Government of India mental health helpline. 24 hours, free, 20 languages.

Kiran · 1800-599-0019

Ministry of Social Justice helpline. 24 hours, free.

iCall · 9152987821

Tata Institute of Social Sciences counselling line. Monday to Saturday, 10:00 to 20:00.

How this page is checked

Daily contact checkA script checks every day that our WhatsApp contact link answers.
Names and addressesOn 13 Nov 2026 we opened the three Reddybook addresses and compared them. The result is in the check log.
Agent’s termsThe minimum deposit and the reply hours are the agent’s stated terms and are labelled that way. We do not run test payments.
Written downEach correction or change adds a dated line to the log below. Old entries stay; new ones are added.

Check log

13 Nov 2026Page first published. Login page compared on the three Reddybook addresses we found: the same app on all three. The ₹100 minimum deposit and the 24x7 reply hours are shown as the agent’s stated terms. We publish no crediting time, no withdrawal time or minimum, no maximum and no commission rate.

Who wrote this page, and how the site is paid

Arjun

Researches online gaming portals and writes every guide on Kenlodge. About Arjun

We never handle your money

Kenlodge does not take deposits, hold balances or pay withdrawals. Nobody from this site will ask you to pay us.

Corrections

If a figure here does not match what you were quoted, write to info@kenlodge.com with the date. Fixes are logged.

Disclosure

Kenlodge is paid an introduction fee when a reader gets an ID through our WhatsApp button. That is the site’s only income. The WhatsApp contact is an independent agent, not Kenlodge and not the operator; ask which login address your ID is for before you pay. We receive nothing based on how much you deposit, and the fee does not change what this page says about uncredited deposits, frozen accounts or unpaid withdrawals. Editorial policy

Reddybook deposit questions

What is the Reddybook minimum deposit?

₹100, as stated by the agent on 13 Nov 2026. We have not been given a separate figure for bank transfer, so ask the agent for the current minimum on WhatsApp before you pay.

How do I make a Reddybook UPI deposit?

Ask the agent for fresh payment details, check the receiving name your UPI app shows, pay the exact amount once, then send your username, the amount and the 12-digit UTR. The balance changes when the agent matches the UTR.

Why is my Reddybook deposit not credited?

The usual reasons are that the UTR has not been sent, a digit is wrong, the payment is still pending at the bank, or the money went to an old UPI ID. Send one complete message with username, amount, UTR and time, and do not pay again while you wait.

Why does the UPI ID change every time?

Deposits go to private bank accounts, and banks restrict accounts that receive many small transfers. Agents rotate to new ones. Always ask for the details again and never reuse a UPI ID from an old chat.

Where do I find the UTR number?

Open the payment in your UPI app’s history. The details screen shows a 12-digit number labelled UTR, UPI Ref No or UPI transaction ID. The same number is in the debit SMS and on your bank statement.

Is there a Reddybook deposit bonus?

We list none because we have verified none. If an agent offers a bonus, ask for the turnover condition in rupees and in writing before you accept, because it can block your withdrawal.

Can I deposit from someone else’s account?

Do not. A sender name that does not match causes credit delays, and withdrawals should go only to an account in your own name. It also pulls another person’s bank account into a prohibited activity.

Is it legal to deposit on Reddybook in India?

No. The Promotion and Regulation of Online Gaming Act 2025 prohibits online money gaming and its promotion in India from 1 May 2026, and several states had their own bans before that.